I was contacted about a debt that I don’t owe. What can I do?


A collector on a consumer (nonbusiness) debt must give you infomraiton about the debt, and a chance to dispute it. You may dispute the debt within thirty days. The dispute must be in writing, and should be mailed certified, return receipt requested. Make sure you keep a copy. If the collector has proof of the debt, they may contact you about it again.


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